Payroll Giving

Account Description & Benefits

Payroll Giving is a flexible scheme which allows anyone who pays UK income tax to give regularly and on a tax-free basis to the charities and good of their choice.

As the government web-site shows

“Payroll Giving (also known as Give As You Earn or Workplace Giving) is a valuable, long-term source of revenue, providing regular income to help charities budget and plan ahead more effectively. Employees can choose to support any charity of their choice with a regular donation direct from their pay.

It’s cheaper because it’s tax-free – for example, a donation of £5 per month costs the basic rate tax payer only £4.00 (the taxman pays the rest!)”

In practice, Payroll Giving donations are deducted from your salary by your employer before tax is deducted but after the National Insurance deduction. It is sent directly to AAC.

If you are a lower rate tax payer each £1 donation will only cost you effectively 80p.

If you are a higher rate tax payer each £1 donation will only cost you 60p.

 

How it Works

  • These payments are made directly by your employer to AAC from your gross salary after NI has been deducted
  • It is credited to your account (less a small commission charge) as soon as the funds are received by AAC
  • It is normally paid on a monthly basis but you can organise Payroll Giving payments by your company at any time
  • There is no additional rebate from HMRC

Features

Standard AAC Benefits:

  • Easily make donations to over 2,600 Jewish organisations using our charity vouchers or our online account-management platform
  • Keep track of your transactions online, with extensive reporting and searching tools
  • Receive monthly statements
  • Efficiently donate to overseas organisations
  • Opt in to receive a SMS/Text message when your account is low
  • Benefit from our extremely efficient and personal service – coupled with fast processing of all requests.

Unique Benefits to this account type:

  • Simplifies your tax return – there is no tax to reclaim as you have not been taxed on these funds
  • Your employer automatically transfers the funds to AAC
  • Immediate tax relief – irrespective of your tax band
  • If you use AAC to administer your Payroll Giving your account will be credited as soon as it’s received from your employer. No intermediary agent is used
  • After initial completion of these forms there is nothing more to complete.

How to join

Fill in the forms below – one part if for you, the other part is by your employer. They may be completed online or printed and sent to us by email or post. It normally takes just 1-2 days to open the account.

The account is fully opened when the first payment is made by your employer and it is recommended that your company inform us (and you) as it is paid each month.

Create your Account today

We can create your account once the following forms are submitted.

Your Details

Completed by: You

Sent to: AAC

Please complete the form online, or download it.

A Form to Hand to Your Employer's Payroll Department

Completed by: You

Sent to: Your Employer's Payroll Department

Please download this form and complete it.

A Form to be Completed by Your Employer's Payroll Department

Completed by: Your Employer's Payroll Department

Sent to: AAC

Please download and pass the following form to your payroll department.

Frequently Asked Questions

  • Most people do, but you don’t have to. Each Month, you can chose how much you feel able to give to charity and advise your payroll division

  • We make a commission rate of 5% (maximum) for all payments into your account. Significant reductions in commission rates are available based on annual deposits – contact our client support team on 020 8731 8988 to see what we can offer you.

  • All transactions, balance and summaries are visible on your online account (either Smartphone or Computer); you are also emailed a monthly statement.

    On the settings page of your account, you can control if/when to receive alerts by SMS of balance and transactions.

  • Online donation requests are normally processed within one working day; vouchers are processed within two days of the voucher being received by us from the charity.

    If you have funds in your account, the transfer of your donation to the charity normally happens by BACS three day transfer, although donations to international charities may take a week or two, depending on the size of donation.

    The charities receive immediate emails to advise them of your request – they can also view this information on their Charity Portal.

  • Clients may communicate with us using e-mail (admin@achisomoch.org) or phone during Office hours, Monday – Thursday: 9:30 am – 5:00 pm and Friday: 9:30 am – 12:00pm.

  • We make regular transfers to bona-fide international charities, using an exchange provider that provides competitive rates with minimal charges and fast service.

  • The following vouchers are available:  50p (pre-paid), £1 (pre-paid), £3, £5, £10, £18, £25, £36, £50 and blank.

  • Please fill in the regular application form for opening an AAC account for an individual with the executor of the estate being the applicant.

    Once our office has received the initial application we will be follow up with a request for further documentation including (but not exclusively) a copy of the Will, Deed of variation and Proof of appointment of executors.