Acclaimed online portal and app 24/6
1. Easily keep track of your giving
View all your giving on your dashboard - so you know who you’ve given to, when and how much.
The simplest way to give charity.
Introducing AAC Starter: 16-24 year olds can now get a free Achisomoch account.
Learn about our accounts
Does this sound like you?
‘I can’t keep track of how much tzedakah I’m giving’
(without painstakingly filling in spreadsheets.)
‘I know there are tax benefits to giving charity’
(but I’m not sure how to access them.)
‘I want to accurately separate my ma’aser’
(as soon as I get my payslip.)
You might think you need to...
- Keep a shoebox of receipts for tax purposes.
- Open a separate bank account.
- Forget the whole idea because it sounds too complicated.
But you don’t.
All you need to do is open an AAC account.
It’s so easy you’ll wonder why you thought it was complicated.
‘It’s made giving charity so much simpler.’
I like to transfer my ma’aser money into my AAC account as soon as I get paid. That way I know it’s done and I don’t need to think about it.
Because AAC claims Gift Aid for me, it automatically gets added to my account and that way I can give even more charity!
AAC has made giving charity so much simpler.
It’s so easy to keep track of how much charity I’ve given using my online account.
Avi Dubiner
What is AAC?
AAC is a charity that provides you with a dedicated account for your charitable giving.
How it works:
Simply deposit money into your AAC account and then use the online portal, app or paper vouchers to make donations to local and international charities.
We take care of all the paperwork, record-keeping and tax procedures for you.
There are many benefits to having an AAC account.
These 3 are the ones you’ll probably appreciate most.
Tax efficient for all
2. Give more for free
Our admin team takes care of all the Gift Aid claiming for you by automatically adding it to your account. You’ll gain tax benefits without having to take care of it yourself. We ensure you get the most for every pound you give.
Charity campaign integration
3. Quickly donate to charity campaigns
AAC integrates with most charity campaigns so it's quick and easy to donate.
Simply click on the AAC logo on the campaign link to donate directly from your AAC account.
You’re in good company.
Widely trusted
The most-used UK Jewish DAF with over 4,900 active accounts.
Tremendous impact
Our members have donated more than £300 million through AAC.
A history of excellence
45 years of experience (Founded in 1979).
Are you aged
16 - 24?
Then this is for you.
The AAC Starter scheme
We’re introducing the zero-commission Starter scheme to help you start giving charity today.
For the first £2,500 you deposit into your account annually, we won’t charge you any commission for using your account from age 16 - 24.
It’s completely commission-free.
(Members usually pay a 5% commission on all money they deposit into their AAC account to ensure our organisation runs smoothly. We then donate all our profits to UK-based educational charities.)
Enjoy the perks of a no-charge, completely free account.
It’s free. And takes just 5 minutes.
Did you know?
You can give charity even if you’re not earning a wage.
The AAC Starter scheme is free, so there’s no harm in setting it up to use it if and when needed.
If you receive a stipend for university or monetary gifts, you can use your account to give even a small amount to charity.
Big or small, you can make a difference today!
Open your account for free, in less than 5 minutes.
It’s easy to support your favourite charities
Gain time with your giving
Transfer your tzedakah into your AAC account and the funds will remain there until you decide who to give it to.
Conveniently use voucher books
We offer pre-paid vouchers, pre-printed vouchers (like cheques) and cards to conveniently use in shul, on Purim or at weddings.
Easily track who you’ve given to
All past donations are recorded on your online account for easy reference.
Donate to charities around the world
Donating to a charity abroad is as easy as donating to your local school around the corner (and you get the tax benefits as if you’re giving to a UK charity).
‘I love how easily I can give to all the charity campaigns...’
I realised I wasn’t keeping track of how much tzedakah I was giving.
I heard AAC was 100% trustworthy so I knew I could trust them.
Now that I’ve been using my account for 6 months I realise how much easier it is to give tzedakah and track how much I’m giving.
I love how easily I can give to all the charity campaigns using just my AAC password and it was so simple to open my account!
Sara
Gift Aid?
It’s surprisingly simple.
If you’re like many charity givers, the word ‘Gift Aid’ sounds complicated. But really, it’s straightforward.
Claiming Gift Aid when you have an AAC account is easy and will boost your donations without any extra cost to you.
What is Gift Aid?
A charity can get an additional 25p from HMRC for every £1 given to them by a UK Taxpayer.
Because AAC is a charity, when you deposit funds into your account, AAC claims the Gift Aid and then deposits it in your account for you to donate where you wish, allowing you to give more charity! (Gift Aid isn’t available if you’re depositing into your account from a company or through Payroll Giving as the tax benefits work differently in these cases).
How do I claim Gift Aid?
Just confirm, ‘I am a UK taxpayer’ on your AAC Individual Giving application form.
We’ll claim the Gift Aid for you and automatically add it to your AAC account. For every £1 you deposit into your account, you’ll have £1.25 to give to charity - with no added hassle to you.
Gift Aid: More than £4 million
In the tax year 2022/2023 we claimed £4,322,761.80 of Gift Aid for our members, putting the funds right back into their AAC accounts.
‘It took less than 5 minutes to set up!’
Before I joined AAC, I always thought I’d need to give them lots of information to open an AAC account. But it was actually so simple. It took less than 5 minutes to set up!
It’s now so much easier to donate to charity campaigns.
AAC claims Gift Aid for me - so I can give more charity without doing anything extra!
They send monthly statements which are very useful and I also log into my online portal to check up on my giving.
Shiri
A step ahead of what you’d expect
Customer service redefined
Our knowledgeable and helpful team are always available to answer your calls and emails quickly and efficiently, offering you the customer service you’d expect but rarely receive.
Always putting our members first
As one of the oldest and largest UK donor advisory funds, we have robust systems and processes in place to offer you exceptional service.
Ironclad protection
Rest assured that the money in your AAC account is perfectly safe. We take extreme measures to ensure the safety of our donors’ accounts, ensuring your funds are never compromised.
How to open your AAC account
It takes less than 5 minutes to sign up.
No one likes filling in forms or going through lengthy procedures to open an account.
That’s why we’ve made the sign-up process easy and quick - so you can open your account today and begin using it tomorrow!
1.
Choose your account
We offer 3 different account options.
Choose the one that’s right for you from the table below.
Our helpful team are happy to answer any questions.
2.
Fill in the online application form
It takes less than 5 minutes to fill in the application form - and that’s all you need to do to set up your account.
3.
We process your application
We’ll process your application within one working day.
If there are any further questions, we’ll contact you to discuss.
4.
You’re all set
You’ll receive a welcome email with the login details and step-by-step instructions for your account.
Simply use them to sign in and start giving charity!
Choose the account that’s right for you.
The zero-commission starter scheme for 16 - 24 year olds will automatically be applied to whichever account type you choose.
Payroll Giving
Give charity directly from your salary.
Your chosen amount is deducted from your paycheck and sent directly into your AAC account for charity giving.
How it works:
Reduce the amount of tax you pay on your salary
Your charity money will be deducted before your salary hits your personal bank account.
Most Popular
Individual Giving
Give charity as an individual.
Transfer money from your bank account into your AAC account whenever you wish.
How it works:
We will claim Gift Aid - if you’re a UK taxpayer
Make charitable donations quickly and easily - even if you’re not claiming Gift Aid.
Company Giving
Make philanthropic donations to charity from your company as tax-deductible expenses.
Deposit money from your company into your AAC account.
How it works:
Consolidate your grants from your company into just one donation.
Decrease the level of compliance you need to carry out and enjoy added time to decide who to give to.
FAQs
The starter scheme applies to 16 - 24 year olds.
Once you turn 25, your account will automatically transition into a regular AAC account and will be subject to a 5% commission. Commission charges are used to keep our organisation running smoothly. Profits are donated to local charities. Last year we donated more than £1 million to charity.
Once you turn 25, your account will automatically transition into a regular AAC account and will be subject to a 5% commission. Commission charges are used to keep our organisation running smoothly. Profits are donated to local charities. Last year we donated more than £1 million to charity.
Just click, ‘I am a UK taxpayer’ on your AAC application form.
We’ll claim the Gift Aid for you and automatically add it to your AAC account.
For every £1 you deposit into your account, you’ll have £1.25 to give to charity - with no added hassle to you.
We’ll claim the Gift Aid for you and automatically add it to your AAC account.
For every £1 you deposit into your account, you’ll have £1.25 to give to charity - with no added hassle to you.
If you are on PAYE you can check if you are paying tax on your payslip. If you are not on PAYE or have additional income, you can either check your self-assessment tax return or ask your accountant.
For those on PAYE, your payslip and P60 will note the amount of tax paid. If you are not on PAYE or have additional income, you can either check your self-assessment tax return or ask your accountant.
In April each year, we send you a breakdown of the amount of Gift Aid we claimed for you for the tax year that has just ended (5th April). If this amount is more than the amount of tax you have paid in the year, you will need to let us know.
Please note:
In April each year, we send you a breakdown of the amount of Gift Aid we claimed for you for the tax year that has just ended (5th April). If this amount is more than the amount of tax you have paid in the year, you will need to let us know.
Please note:
- The amount of tax paid is the amount of Gift Aid that can be claimed. The current rate is 25% of your donation. Therefore we can claim back on donations amounting to 4 times the tax you have paid in the year.
- For example: If you have paid £1,000 of tax in the year, we can claim Gift Aid on £4,000 worth of your donations.
- This amount is the maximum that can be claimed in your name by all charities. Therefore you also need to take into consideration donations that have been given to other charities directly (not through your AAC account) for which they are claiming Gift Aid.
- If you have any questions, please call our helpful team on +44 (0)20 8731 8988 who will be happy to advise.
If you make international donations above £100, a small handling charge of 2% is made to cover additional compliance checks.